Legal Plan
Bankruptcy filings are public records. However, under normal circumstances, no one will know you filed for bankruptcy. The credit bureaus will record your filing and it will remain on your credit record for 10 years.
Yes, they will! By law, all actions against a debtor must cease once bankruptcy documents are filed. Creditors cannot initiate or continue any lawsuits, wage garnishees, or even telephone calls demanding payments. However, secured creditors, such as banks holding a lien on a car, will get the stay lifted if you cannot make payments.
Chapter 13 bankruptcy, also known as a reorganization bankruptcy, is filed by individuals who want to pay off their debts over a period of three to five years. This type of bankruptcy appeals to individuals who have non-exempt property that they want to keep. It is also the only option now available to individuals who […]
Chapter 7 bankruptcy, sometimes called a straight bankruptcy, is a liquidation proceeding. The debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargable debts, usually within 4 months.
The court appoints the guardian. However, a minor over age 14, or the parents by Last Will & Testament, may suggest a guardian for a minor. Additionally, an adult, while competent, may appoint a guardian to serve in the event of incapacity, such as in the event of an accident or serious illness.
A guardian is any adult person, association or corporation appointed by the probate court to assume responsibility for the care and management of the person, the estate, or both, of an incompetent person or minor child. A corporation can only be the guardian of the estate and not of the person.
A guardianship is an involuntary trust relationship in which one party, called a guardian, acts for an individual, called a ward. The law regards the ward as incapable of managing his or her person and/or affairs.
The visitation order ceases to exist and you lose your visitation rights, unless your son is deceased. If your son is deceased, you may be able to maintain your court ordered visitation schedule.
Not likely. There is no statatory provision for grandparents to get visitation rights to their grandchildren when the children’s parents are still married.
Many states have laws that provide a method for grandparents of divorced or deceased parents to get visitation rights. Grandparents may intervene in the parents’ divorce case at any time, even after the divorce has been granted, and petition the court to award them a visitation schedule with their grandchildren.